Setting the Standard in Credit Card Processing
Customizing your payment processing to fit your business needs.
Simplifying your finances has never been so easy.
- Protection Against Chargebacks
- Fraud Prevention
- High Risk Business Solutions
Building Businesses From The Ground Up
Unsure of where to start collection payments? Creating a merchant account is your initial step towards your ultimate goal. From there, High Risk Payment Experts can expand your business.
A merchant services provides is mandatory for payment processors to work through in order to utilize all abilities. Our team of experts can provide a secure route for your funds to be processed through efficiently.
Low, Medium, & High Risk Businesses Welcome
Low Risk Business
When your business falls into the low risk category, your choices for payment processing are open to a number of opportunities.
High Risk Payment Experts make this choice simple. We offer a variety of POS, online credit card processors, and countertop terminals to help you build your business. The costs of starting a new endeavor can add up quickly. We offer low payment processing fees and free terminals to help you build your brand.
- Apparel: Boutique items, customized shirts, and handcrafted have continued to grow at a rapid pace as retail continues to shift to online. Sell your personalized pieces with ease of mind.
- Auto Parts: High ticket auto parts can be touchy subject to certain banks due to potential defects and mishandling. Be prepared for chargebacks with the right systems in place.
- Beauty Products: Results can greatly vary when it comes to beauty products. Customer dissatisfaction is bound to occur along the way when expectations are not met.
- Books, CD’s, DVD’s: Process bulk orders effortlessly and smoothly with our payment processing systems.
- Home Goods: Handle small and frequent orders from a consistent customer base.
- Moving Companies: Liability for damage is a high concern of the banks regarding moving businesses. Cover your bases with the proper system in place to prepare for potential challenges down the road.
- Parking Garages: A business built on monthly recurring charges can lead to potential chargebacks and requires a high level of high level of customer service.
- Pet Supplies: Pets have become as popular as ever and often involve recurring monthly orders. Grow your online business with our payment processing systems.
Medium Risk Business
When higher ticket items are in the picture, your business runs a higher risk when it comes to potential chargebacks. Credit card processing companies will immediately label you with a red flag when there is a higher risk involved.
We understand your business and the risk associated with it. Our team of experts are ready to help you move forward with your plans safely and securely.
- Accounting: High volume is the goal in the accounting business. The financial industry can be challenging due to mail in and telephone orders for services.
- Drop Shipping: This hot industry continues to grow by the minute for entrepreneurs. This out of the ordinary business structure is outside the norm to banks and can be a challenge to partner with.
- Document Preparation: This billion dollar industry covers a number of different areas such as loans and taxes. These are risky fields to the banks and you may be turned away.
- eCommerce Subscription: Subscription based businesses are built on continuous charges over an extended period of time. Customers often don’t know what they’re signing up for which can lead to a high volume of chargebacks.
- High Volume: Standard payment processors won’t cut it when you’re processing thousands of orders. When potential for shutdown due to higher risk of chargebacks is possible, banks can turn you away.
- Property Management: This field is a great opportunity for passive income, but with great reward comes great risk. Tenant troubles categorize this field as risky when it comes to traditional banks.
- SEO Services: Search engine optimization is a must in todays day and age with new competition on the rise daily. With monthly bills and efficiency being key, having the proper payment processing system in place is a must to secure your clientele. This requires special tools flagged by traditional processors.
- Web Design: This powerful service is high in demand, but also performed not up to expectations but all parties. With a unique service comes potential for higher chargebacks.
High Risk Business
Getting your feet off the ground in a high risk business can be a daunting task. Whether it’s the nature of your business, coming into the game with a low credit score, or your previous history…You need a credit card processor who is willing to partner with you for the long run.
High Risk Payment Experts have high standing relationships with a number of banks ready and willing to partner with you. Skip the hassle of being turned away, let us handle the complications quickly and efficiently to get your business going.
- Adult Products: The further you stray from traditional business models, the more challenging it can be to get approved for payment processing. With their reputation on the line, banks often turn down these requests.
- Cigars & Tobacco: This business never ceases to grow year after year, but when health is at risk so is reputation. Having a dependable payment processor is key to long term success.
- Credit Repair: Working with individuals who have had credit troubles in the past is a strong red flag to the mainstream processors. Team up with professionals who know the business and how to handle the risks involved.
- Dating Sites: Monthly charges and potential for dissatisfaction with the service provided are two major concerns in this field when it comes to chargebacks. A high risk payment processor is a must for your financial security.
- Guns & Firearms: After jumping through hoops to get your business off the ground comes the challenge of maintaining the flow of transactions with no complications. Laws change frequently and to stay consistent these rules and regulations must be kept up with, making this a high risk field.
- Jet Charter: High ticket services comes with high risk. With potential for processors to shut you down comes the loss of business you can not afford to lose. Avoid the potential losses with the proper processes in place.
- Nutraceuticals: The FDA shifts the rules and regulations revolving around the nutraceuticals field often. If these standards aren’t met, your business can be put to a halt.
- Tech Support: This field is continuously growing throughout the digital age. With a service based business comes potential for chargebacks, making most payment gateways label this as high risk.
Solutions Simplified
Set Up ACH and options for Echeck payments to begin direct deposits.
Connect your payment processor to your eCommerce or POS system for smooth transactions.
Prevent chargebacks with high security detection systems and auto-reimbursement processes.
Process credit cards with ease over the phone with our complete terminal..
Heighten your online security against unknown fraudulent activity.
Integrate with Ease
Shopify Integration
Setting up Shopify has never been so simple. High Risk Payment Experts and Shopify go hand in hand for new businesses to build their clientele smoothly and seamlessly. With our tools and expertise, we can connect you to a number of credit card processing opportunities.
API Integrations
NMI
NMI
Connect your eCommerce platform to enhance your customers experience and enhance your efficiency. Stand out from the crowd by utilizing NMI to your advantage.
USAePay
USAePay
Save time on tedious tasks by tntegrating USAePay to create a customized, unique, and efficient automated experience like never before for each individual customer.
Authorize.net
Authorize.net
Lock in the fastest and most secure way to accept payments. Connect Authorize.net to your store for flawless payment solutions.
Integrate Paysley
Give the customer the power to purchase at their convenience.
Create and distribute invoices with ease. Run campaigns and verify payments with a single click.
- Customization: Give a personal touch to our variety of templates to choose from.
- Convenience: Allow customers to shop from the comfort of their own home, and contact free.
- Secure: Utilize customer confirmation codes in order to confirm transfers of funds.
- Swift: Gain the advantage of speed over the competition, and win 3x as many jobs with online approvals.
Real Reviews From Real Customers
High Risk Payment Experts provide a service unmatched by others. Our customer service and solutions average over 4.5 stars.
